Builders Risk Coverage Form protects which of the following?

Builders Risk Coverage Form protects which of the following?

• A. Buildings under construction, building materials and supplies, fixtures, machinery, and equipment within 100 feet
• B. Personal property of the insured
• C. Outdoor property
• D. Land and water

Answer: (A)

Builders Risk Coverage Form is designed to protect property that’s part of a construction project. It covers the building under construction along with materials, supplies, fixtures, machinery, and equipment located on the job site or within 100 feet of the project. This matches the described coverage precisely. It does not cover the insured’s ordinary personal property, outdoor property, or land and water, which are outside the builders risk scope unless an endorsement expands coverage.

Builders Risk Coverage Form is designed to protect property that’s part of a construction project. It covers the building under construction along with materials, supplies, fixtures, machinery, and equipment located on the job site or within 100 feet of the project. This matches the described coverage precisely. It does not cover the insured’s ordinary personal property, outdoor property, or land and water, which are outside the builders risk scope unless an endorsement expands coverage.